AI-Driven Fraud Detection in Banking
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AI-Driven Fraud Detection in Banking

Auditing and Governance Risk and Compliance 0 live dates
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Course language and bilingual support

Course language and bilingual support

The official course materials and detailed programme are provided in English. Subject to trainer availability, explanations, discussions and practical exercises may also be delivered bilingually in English and the selected local language.

Seminar content

What you will learn

Why Attend

Financial fraud represents a significant and evolving threat to the banking industry. The rapid expansion of digital banking, instant payments, mobile financial services, and interconnected financial platforms has created new opportunities for fraudsters to exploit vulnerabilities in banking systems, customer interactions, and transaction processes.

Traditional fraud detection systems often rely on predefined rules, manual investigations, and historical fraud patterns. Although these approaches remain important, they can struggle to identify emerging fraud techniques, sophisticated transaction networks, and rapidly changing criminal behaviours. High volumes of false alerts can also overwhelm investigation teams, increase operational costs, and delay legitimate customer transactions.

Artificial intelligence (AI), machine learning, and advanced analytics are transforming banking fraud detection by enabling financial institutions to identify unusual transaction patterns, analyse customer behaviour, detect suspicious relationships, and prioritise potentially fraudulent activities more effectively.

However, successful AI-driven fraud detection requires more than implementing sophisticated algorithms. Banks must establish reliable data pipelines, select appropriate analytical techniques, evaluate model performance, manage false positives, protect customer information, and ensure that automated detection systems operate within effective governance and regulatory frameworks.

The AI-Driven Fraud Detection in Banking course provides banking professionals with a practical understanding of how AI and machine learning can strengthen fraud prevention, detection, investigation, and risk management.

Participants explore transaction monitoring, anomaly detection, supervised and unsupervised learning, behavioural analytics, network analysis, model validation, explainable AI, real-time fraud detection, and responsible AI governance.

Through realistic banking fraud scenarios, analytical exercises, and implementation workshops, participants develop the capabilities needed to evaluate AI-driven fraud detection solutions and integrate them into banking operations.

Professional Problems This Course Is Designed to Solve

  • Increasing sophistication of banking fraud: Applying AI-based analytical techniques to identify evolving fraud patterns across payments, accounts, digital channels, and customer interactions.

  • Excessive false-positive fraud alerts: Improving detection precision, alert prioritisation, and investigation efficiency through model evaluation and risk-based decision thresholds.

  • Limited visibility of complex fraud networks: Using graph analytics and relationship analysis to identify coordinated fraud, suspicious account connections, and potentially fraudulent transaction networks.

  • Delayed identification of suspicious activity: Understanding real-time transaction scoring and automated detection workflows that support timely fraud prevention.

  • Fragmented fraud-related information: Integrating transaction records, customer profiles, device signals, behavioural information, and investigation outcomes into effective analytical systems.

  • Weak AI model governance: Establishing controls for model explainability, validation, data protection, performance monitoring, and human oversight.

  • Difficulty demonstrating the value of fraud analytics investments: Measuring fraud losses prevented, detection effectiveness, operational efficiency, customer impact, and return on investment.

Course Methodology

The programme combines instructor-led discussions, banking fraud case studies, AI and machine learning demonstrations, analytical workshops, fraud detection simulations, and model governance exercises.

Participants work with illustrative banking datasets containing transaction histories, customer behaviour indicators, payment information, account relationships, fraud labels, and investigation outcomes.

Practical activities demonstrate fraud data preparation, feature engineering, anomaly detection, classification techniques, alert scoring, model performance evaluation, and investigation prioritisation.

The programme is designed for both technical and non-technical banking professionals. Technical concepts are explained through practical applications, while advanced analytical exercises illustrate how fraud detection models can be developed, evaluated, and deployed within banking environments.

Course Objectives

By the end of this course, participants will be able to:

  • Explain the major types of banking fraud and their evolving risk characteristics

  • Understand the applications of artificial intelligence and machine learning in fraud detection

  • Identify and prepare relevant banking transaction and behavioural data

  • Apply supervised and unsupervised learning concepts to fraud detection scenarios

  • Understand anomaly detection and behavioural analytics techniques

  • Evaluate fraud detection models using appropriate performance metrics

  • Develop risk-based fraud scoring and alert prioritisation approaches

  • Explain the role of graph analytics in identifying coordinated fraud networks

  • Assess real-time fraud detection architectures and operational workflows

  • Understand model explainability, validation, and responsible AI requirements

  • Integrate AI-generated fraud alerts with investigation and case management processes

  • Develop an AI-driven fraud detection implementation and governance roadmap

Target Audience

This course is suitable for:

  • Banking fraud prevention and detection managers

  • Financial crime compliance professionals

  • Banking risk management specialists

  • Anti-money laundering and transaction monitoring analysts

  • Internal auditors and banking compliance officers

  • Banking data analysts and data scientists

  • Digital banking and payment operations managers

  • Financial technology and banking innovation professionals

  • Cybersecurity and financial crime investigation specialists

  • Banking executives responsible for fraud risk and AI transformation

Target Competencies

Participants will develop competencies in:

  • Banking fraud risk identification

  • AI and machine learning applications in financial crime detection

  • Fraud data preparation and feature engineering

  • Transaction anomaly and behavioural analysis

  • Fraud classification and predictive modelling

  • Graph analytics and fraud network detection

  • Fraud model performance evaluation

  • Real-time fraud monitoring and alert management

  • Explainable AI and model risk governance

  • AI-driven fraud detection strategy and implementation

Seminar details

Detailed outline

Day 1: Banking Fraud Landscape and Foundations of AI-Driven Detection

  • Understanding the banking fraud landscape, including payment fraud, account takeover, identity fraud, card fraud, authorised push payment scams, and fraudulent account activity

  • Examining the limitations of traditional rule-based fraud detection systems and the opportunities presented by AI, machine learning, and advanced analytics

  • Exploring the fraud detection lifecycle, including prevention, monitoring, alert generation, investigation, case resolution, and feedback mechanisms

  • Understanding the fundamentals of supervised learning, unsupervised learning, anomaly detection, and predictive analytics in banking fraud management

  • Identifying relevant fraud data sources, including transaction records, customer profiles, device information, digital channel activity, and historical investigation outcomes

  • Practical workshop: Analysing banking fraud scenarios and identifying opportunities for AI-driven detection across customer journeys and payment processes

Day 2: Fraud Data Analytics, Machine Learning and Anomaly Detection

  • Preparing banking fraud datasets through data cleaning, validation, integration, transformation, and the handling of missing or inconsistent information

  • Developing fraud detection features using transaction frequency, payment amounts, account activity, behavioural deviations, geographic signals, and customer history

  • Understanding supervised classification algorithms, including logistic regression, decision trees, random forests, and gradient boosting techniques

  • Exploring unsupervised learning methods, including clustering, isolation forests, and anomaly scoring for detecting previously unidentified suspicious patterns

  • Addressing class imbalance, limited fraud labels, data leakage, and the challenges of training models on rare fraudulent events

  • Analytical workshop: Designing and evaluating a machine learning fraud detection model using illustrative banking transaction data and risk indicators

Day 3: Advanced Fraud Analytics, Behavioural Intelligence and Network Detection

  • Applying behavioural analytics to identify deviations from normal customer transaction patterns, account usage, login activity, and payment behaviour

  • Understanding graph analytics and network-based detection techniques for identifying suspicious relationships between accounts, devices, beneficiaries, and transactions

  • Exploring the use of sequential and temporal analysis to detect unusual transaction sequences, rapid account activity, and coordinated fraud attempts

  • Examining AI applications in identity verification, digital onboarding, document fraud detection, and account takeover prevention

  • Evaluating fraud risk scoring techniques that combine machine learning outputs, business rules, behavioural signals, and contextual risk information

  • Case study: Investigating a simulated coordinated banking fraud network using behavioural indicators, transaction relationships, and risk-based alert prioritisation

Day 4: Real-Time Fraud Detection, Model Performance and Investigation Integration

  • Understanding real-time fraud detection architectures involving transaction data streams, feature generation, model scoring, decision engines, and automated alerts

  • Evaluating fraud model performance using precision, recall, F1-score, precision-recall curves, false-positive rates, and financial loss-based measures

  • Establishing risk thresholds and decision strategies that balance fraud prevention, customer experience, investigation capacity, and operational costs

  • Integrating AI-generated alerts with fraud investigation workflows, case management systems, analyst feedback, and escalation procedures

  • Monitoring model performance for data drift, changing fraud patterns, declining detection effectiveness, and the need for model recalibration or retraining

  • Practical exercise: Designing a real-time fraud monitoring workflow with model performance indicators, alert thresholds, investigation priorities, and customer protection controls

Day 5: Responsible AI, Fraud Model Governance and Banking Implementation Strategy

  • Establishing governance arrangements for AI-driven fraud detection covering model ownership, validation, documentation, approval, accountability, and independent oversight

  • Understanding explainable AI techniques and the importance of interpreting fraud risk scores, model decisions, and contributing risk factors

  • Assessing privacy, data protection, fairness, cybersecurity, and third-party technology risks associated with banking AI systems

  • Evaluating relevant regulatory and supervisory expectations for financial crime controls, model risk management, operational resilience, and automated decision-making

  • Developing implementation roadmaps covering business requirements, data readiness, technology selection, pilot testing, integration, model monitoring, and continuous improvement

  • Capstone exercise: Developing and presenting a Comprehensive AI-Driven Banking Fraud Detection Framework incorporating fraud risk assessment, data architecture, machine learning techniques, behavioural analytics, fraud scoring, real-time monitoring, investigation workflows, model governance, and implementation priorities

Dates and locations

Available seminar dates

50% DISCOUNT FOR GROUPS
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Course certificate

Certificate awarded on completion

Every participant who completes this seminar receives a professional course certificate from INFORMATECH.

  • Participants receive an INFORMATECH certificate for completing AI-Driven Fraud Detection in Banking.
  • The certificate recognises attendance and successful participation in the seminar.
  • It can support professional development records within auditing and governance risk and compliance and related functions.
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Information about

Frequently asked questions

When is my seat confirmed?

Your seat is confirmed once full payment has been received.

Do you offer group discounts?

Yes, we offer the following discounts for group bookings:

  • 2 participants: 20% discount
  • 3 participants: 30% discount
  • 4 participants: 35% discount
  • 5 or more participants: 50% discount
Can discounts be combined with other offers?

No, discounts cannot be combined unless explicitly stated.

What payment methods do you accept?

We accept bank transfers, credit/debit cards, and selected online payment methods.

When do I need to pay?

Full payment must be completed before the course start date to secure your participation.

Is VAT included in the course fee?

VAT treatment depends on your location and status:

  • EU Companies (with valid VAT number): VAT may be reverse charged (0%)
  • EU Individuals (without VAT number): VAT is applicable based on local regulations
  • Non-EU Participants: VAT is generally not applicable (0%)
Can I get a VAT invoice?

Yes, all participants receive an official invoice. EU companies must provide a valid VAT number.

Can I cancel my registration?

Yes, cancellations must be submitted in writing.

What is your refund policy?
  • More than forty-five (45) calendar days before the course start date: The participant shall be entitled to a full refund of the training fees paid.
  • Between thirty-one (31) and forty-five (45) calendar days before the course start date: The participant shall be entitled to a refund of fifty per cent (50%) of the training fees paid.
  • Thirty (30) calendar days or fewer before the course start date: The training fees shall be non-refundable.
Can I transfer my seat to another person?

Yes, substitutions are allowed at no extra cost if requested before the course start date.

What happens if the course is postponed or cancelled?

We reserve the right to reschedule or cancel a course due to unforeseen circumstances. In such cases, you may:

  • Transfer to another date
  • Receive a full refund
Will I receive a certificate?

Yes, all participants will receive a certificate of completion after attending the course.

Is attendance mandatory?

Yes, full attendance is required to receive certification.

Are your courses online or in-person?

We offer both in-person and virtual (live online) training options.

Will course materials be provided?

Yes, all participants receive training materials in digital format.

Are travel and accommodation included?

No, participants are responsible for their own travel and accommodation unless otherwise stated.

Can you deliver customised or in-house training?

Yes, we offer tailored training programmes based on your organisation's needs.

How can I contact you for support?

You can reach us via email at info@informatech.co.uk or through our contact form. Our team will respond promptly.

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